v1.0.0 · Singapore (ap-southeast-1)

Route every payment to the cheapest channel

Lumio sits between your app and your payment channels. One API call — we pick PayNow, Stripe, Alipay, or WeChat automatically to minimise fees.

Read the API Docs Get API Access

Quick start

curl -X POST https://app.lumio.io/api/v1/payments \
  -H "Authorization: Bearer lm_live_xxx:secret" \
  -H "Content-Type: application/json" \
  -d '{
    "externalOrderId": "ORDER-1001",
    "amount": 45.50,
    "currency": "SGD"
  }'

PayNow

Alipay

~0.5%

WeChat Pay

~0.5%

Stripe

~1.5%